Buying your first apartment is the dream of many, especially young families. But it is also a serious step, which entails not only one-time big, but even huge costs for many, but also increases your monthly expenses by an order of magnitude if you don’t live in a rented apartment, for which you also have to pay a lot. And before you go to the difficult path of finding your first apartment, read the list of certain factors that you should pay attention to in order to choose the right apartment for purchase.

Critical Evaluation of the Financial Condition

The main thing, do not rush to give all the money for an apartment, try to bargain. You will still need the money to close the costs of re-registering the apartment, some repairs, which are usually performed by almost any buyer in the apartment purchased, and even more so if this is a new building, then, in general, you may need a considerable amount to properly to equip your new home.

Also, if you need a loan to buy an apartment, we would recommend first obtaining at least the preliminary approval of the bank so that you can understand which apartment you can count on.

Home Repair and Maintenance

Some expenses will necessarily go for repairs and maintenance of the purchased apartment. Thinking about what kind of apartment you can afford, do not forget about these costs. Be sure to have a good look at the apartment option suitable for you before you buy. Suddenly it turns out that, for example, the air conditioner needs to be replaced, or the roof is completely leaking.

Accordingly, in the absence of the necessary funds, you will need to save this money every month to cover the costs of those unforeseen situations that will arise more often than you think.

Children

Do you have children or are you just planning them? If so, you will need a kindergarten and school nearby. But even if you have no children, it would still be very reasonable to pay attention to the presence of children’s educational institutions in your area, since in life everything flows and changes, and you can unexpectedly decide for yourself to get children. Also besides school, when you have children, do not forget about other factors that may be important.

Take a look at the surroundings. Is there a good playground near the house? Is there heavy traffic on the surrounding streets? Is there a swimming pool and sports sections nearby? Are pavements well equipped? What about other kids? All this is important to keep in mind if your life values ​​are family.

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